What type of lien is against all properties owned by a person?

• A. Voluntary Lien
• B. Involuntary Lien
• C. General Lien
• D. Specific Lien

Answer: (C)

A general lien is a type of lien that attaches to all properties owned by an individual rather than being limited to a specific property. This means that if a creditor obtains a general lien against a debtor, they have the right to claim against all of the debtor's assets, including real estate and personal property, until the debt is satisfied.

For example, judgments awarded by a court can create a general lien against a debtor's properties, providing the creditor the ability to pursue satisfaction from various assets held by that debtor. This distinguishes it from specific liens, which only attach to a certain asset, such as a mortgage lien which applies only to the property financed by the loan.

Understanding this distinction is crucial in real estate and debt management as it impacts how creditors can enforce claims against a debtor's assets.